In general, the term credit in the artistic or intellectual sense refers to an acknowledgement of those who contributed to a work, whether through ideas or in a more direct sense.
Credit in the arts
In the creative arts, credits are an acknowledgement of those who participated in the production. They are often shown at the end of movies and on CD jackets. In film, video, television, theater, etc., credits means the list of actors and behind-the-scenes staff who contributed to the production.
Credit in writing
In non-fiction writing, especially academic works, it is generally considered important to give credit to sources of information and ideas. Failure to do so often gives rise to charges of plagiarism, and “piracy” of intellectual rights such as the right to receive a royalty for having written. In this sense the financial and individual meanings are linked.
Academic papers generally contain a lengthy section of footnotes or citations. Such detailed crediting of sources provides readers with an opportunity to discover more about the cited material. It also provides a check against misquotation, as it’s easy for an attributed quote to be checked when the reference is available. All of this is thought to improve integrity of the instructional capital conveyed, which may be quite fragile, and easy to misinterpret or to misapply.
In fiction writing, authors are generally expected to give credit to those who contributed significantly to a work. Sometimes authors who do not want credit for their work directly may choose to use a pen name. A ghostwriter gives all or some of the credit for his or her writing to someone else.
In computer software licenses, attribution of credit is sometimes a condition of licensing. For example, original versions of the BSD license controversially required credit to be provided in the advertisement for software that used licensed code, but only if features or use of the licensed software was mentioned in the advertisement.
Software documentation is sometimes licensed under similar terms. For example, the GNU Free Documentation License (GFDL) used by Wikipedia requires that acknowledgments to authors be preserved.
Annual Credit Score Gets You Your Credit Summary
The credit score is all about a person’s financial level. The report has lot to do in bearing out the eligibility of the person applying for a loan, or other credit, on the basis of whether the reimbursement of his previous loan has adequately been carried out or not. This report is largely used by banks and financial institutions in order to judge a person whom they are going to lend money. The report acts as a mirror which displays a reflection of the previous credit history of an individual.
The annual credit score is determined on the basis of the FICO (Fair Isaac Corporation) score which is calculated using mathematical and statistical techniques. With the exception of this, there are also other editions of finding out credit scores. A FICO score is anchored in a variety of factors including: the order of previous payment, duration of credit history, different types of credits used and the present credits attained. Often peoples’ credit status is judged comparing the FICO scores that range from 300-850 and if a person is having a score below 600 is considered as “bad”, and a score more than 720 is considered as “good”.
So, knowing your credit score is important. But you must be thinking where to get your annual score. Well, I must say then, it has now become very easy with the online process. There are many websites that are offering free credit score. Moreover, you can also procure copies of your reports from the three primary credit bureaus: Equifax, Experian and TransUnion. After acquiring your annual score, you can get the idea about how to organize your credit.
Family Credit Counseling Help
Debt can destroy families. If you or anyone in your family has made poor money decisions it may be time to seek out some professional help. Family credit counseling corporations can help when you don’t know where else to go. Most family credit counseling corp are non-profit organizations and are christian based so most of them will provided these services for free. It is nice to know some people are genuinely interested in helping out.
Most of these companies will help you with a number of services including financial advice, debt management, repayment plans, along with many others. Usually if you choose a debt management plan what will happen is they will consolidate your debts and have you pay them one big payment a month and they will pay it out to all the different lenders so you don’t have too. This will relieve stress from creditors and money collectors always calling the home. It will also help you not to waste this money on other things that your family doesn’t really need. This is a great step if you would like to try and be debt free within about five years.
You can find out about family credit counseling services from many different sourcers including the internet, forums and billboards, local churches, and toll free telephone numbers. Do what you need to do to feel the financial security and freedom that you so deserve. Stop putting your family through the stress and tension of large debts and work on being able to help out your family any way that you can.
“This article is brought to you by Gus Woltmann”.